Home Loans

Make your dream home a reality with our comprehensive home loan solutions designed for every type of property purchase in India.

Starting from 8.5%
Up to ₹5 Crores
30 Years Tenure

Product Features

Comprehensive home loan solutions tailored to meet your specific needs and financial goals.

New Home Purchase

Finance your new home purchase with competitive rates and flexible terms designed for first-time and repeat buyers.

  • Loan amount up to ₹5 crores
  • Tenure up to 30 years
  • Quick approval process
  • No prepayment charges

Resale Property

Purchase resale properties with our specialized loan products offering attractive rates and flexible eligibility criteria.

  • Special rates for resale properties
  • Flexible documentation
  • Quick processing
  • Property valuation support

Self-Construction

Build your dream home from scratch with our self-construction loan facility designed for plot owners.

  • Stage-wise disbursement
  • Plot + construction financing
  • Technical support
  • Flexible repayment options

Loan Conditions

Clear and transparent eligibility criteria designed to make homeownership accessible to qualified borrowers.

Age Requirements

Minimum 21 years at loan application, maximum 65 years at loan maturity.

Employment

Salaried individuals with minimum 2 years experience or self-employed with 3 years business continuity.

Income Criteria

Minimum monthly income of ₹25,000 for salaried and ₹30,000 for self-employed individuals.

Credit Score

Minimum CIBIL score of 650 or equivalent credit bureau score for loan approval.

Family reviewing loan documents

Interest Rates

Competitive and transparent interest rates designed to make homeownership affordable for every Indian family.

Floating Rate
8.50% - 12.50%
Linked to our base rate, changes with market conditions
  • Transparent pricing
  • Market-linked rates
  • Flexible repayment
Most Popular
Fixed Rate
9.00% - 13.00%
Fixed for initial 3 years, then floating
  • Rate stability
  • Predictable EMIs
  • Initial 3 years fixed
Women Borrowers
8.25% - 12.25%
Special rates for women borrowers
  • 0.25% lower rates
  • Same eligibility
  • Equal benefits

Note: Interest rates are subject to change based on market conditions and individual credit profile. Processing fees and other charges may apply.

Required Documents

Simple documentation process with minimal paperwork required for quick loan approval.

Identity & Address Proof

  • PAN Card (Mandatory)
  • Aadhaar Card
  • Voter ID Card
  • Driving License
  • Passport

Income Documents

  • Salary slips (Last 3 months)
  • Form 16 (Last 2 years)
  • Bank statements (Last 6 months)
  • ITR with computation (Last 2 years)
  • Employment certificate

Property Documents

  • Sale deed/Agreement to sell
  • Property registration documents
  • NOC from builder/society
  • Property tax receipts
  • Approved building plans

Additional Documents

  • Passport size photographs
  • Loan application form
  • Cheque for processing fee
  • CIBIL report (if available)
  • Property valuation report

Apply Online

Get your home loan approved quickly with our streamlined online application process. Apply in just 5 minutes!

Quick 5-minute application
100% secure and confidential
Mobile-friendly interface
Dedicated support team
Start Application Call for Help

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Ready to Apply for Your Home Loan?

Our expert team is ready to help you secure the best home loan deal for your dream home.

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